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See this TurboTax support FAQ for refund advance information - https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/refund-advance/L52Mg0G5u_US_e...
among the requirements for a RA is that the IRS accept your return. The IRS won't open e-filing until 1/29. With all the returns sitting on servers that will be sent to the IRS as soon as e-filing starts, it could be a day or two before your return is accepted.
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