what do i enter for the "where is the distribution from" question for life insurance surrender

[MarilynG1]

You can select 'none of the above'.  This question is to determine whether you received a distribution from a civil retirement plan that may be tax-exempt in your state, which doesn't apply in your situation. 

Here's more info on 1099-R for Pensions, Annuities, Retirement.

@langeland1