To have direct deposit does my name need to be on the account?

[cacarr2929]

Does your name have to be on the account for direct deposit?

[RobinB · Accepted solution]

While there are no IRS rules that specifically forbid you from depositing your refund into someone else's account, we don't recommend it.

Why not? Because most banks have fraud-prevention measures that won't allow a direct deposit into an account bearing a different name.

If you decide to enter someone else's account information anyway, chances are the bank will reject the IRS's direct-deposit request because the name on the refund (yours) doesn't match the account holder's.

The IRS will then have to re-process the refund, cut a check, and send it by mail. You will (eventually) get your refund, but it'll take longer than it would have taken had you requested a check refund in the first place.

[xmasbaby0]

@londonsky2016 It looks like you were trying to post a question, but your post is blank.  Do you have a question about using someone else's account?  (That is the topic of this thread..)

https://ttlc.intuit.com/questions/1901159-can-i-deposit-my-tax-refund-into-someone-else-s-account