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If the bank rejects your deposit the IRS will mail a check to the address on your return.
First if your refund was from the missed stimulus payments then expect your return to take longer to process this year AND if the DD info was incorrect then the refund check will be mailed to the address on the return AFTER the bank rejects the deposit which will also add 3 weeks or more to the processing time frame. All you can do is be patient and check the IRS site every few days for a progress report : https://www.irs.gov/refunds
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