I am separated from my husband (separate households). I have already filed for 2020, myself and one dependent. Last year I filed with my husband plus two dependents. I received a stimulus payment today for $2800 based on my 2020 return. My husband received $5600 today based on 2019 taxes for us plus 2 dependents. We were overpaid by $4200 based on our 2019 return. How do we send the money back to the IRS? We do not want to get audited or accused of fraud. This is a mess.