Hi. When I check my transcript, it shows a refund date of 1/4. Now when I go to check my transcript, it shows 1/4, but also 1/18 as a credit to my account date. I’m not sure what’s going on. When I check the get my payment link, it shows no update. Does this mean I have to wait to file my taxes to get it? If so, this is definitely not a relief to help us. I really needed that financial help. Please advise. TIA