1095-A confusiton

[billacox3166]

I filed my 2025 tax return but did not properly identify when entering my 1095-A that i have a non-dependent listed on the form. My return was accepted with no error.  My daughter turned 18 in July; she was covered Jan-June on our Healthcare Market Place insurance. Her tax return was rejected due to not having listed information reporting the 1095-A information and needing to file an 8962 form.  Plan is for me to claim 100% for the time she was covered under the marketplace policy I paid for. Do I need to file an amended return for me to correct the fact the policy is shared with another taxpayer?  Since her return was rejected, do I file an 8962 only for her?  Both taxes were done with TurboTax. 

[MonikaK1]

If you included all of the 1095-A information on your return and it was accepted, you don't need to amend it.

If a child is not a dependent but was on the parent's policy, a shared policy allocation is required, where the child files Form 8962 to allocate 0% of the premium tax credit to themselves. Since your daughter's return was rejected, it needs to be corrected (not the same as an amendment; it's just to clear the e-filing error).

You could share a Marketplace policy with any of the following people who are not on your taxes:

• Someone with whom you share custody of a child
• A former spouse
• A person who now claims your child as a dependent on their taxes
• A person you used to live and file taxes with
• A parent or an adult child

Please see this help article for information regarding how the non-dependent child should complete the Form 8962 on their own tax return so that they do not allocate any premium tax credit to themselves.