Possible error reporting money added to Roth IRA account.

[jnixoo789]

A total of $4000.00 was added to (2) different Roth IRA accounts.  However, the money came from a savings account (already taxed).  Is this the reason I owe money to both federal & state (never owed money to state before) due to the additional funds going into the Roth accounts?  Please let me know.

[DanaB27]

Please be aware, we cannot see the detail of your return. 

Your Roth IRA contribution may be limited based on your filing status and income. Please see 2020 - Amount of Roth IRA Contributions You Can Make for 2020 for details. If you had an excess contribution then you pay a 6% penalty on the excess contribution this will be calculated on Form 5329.

To avoid the 6% tax on excess contributions, you must withdraw:

• the excess contributions from your IRA by the due date of your individual income tax return (including extensions); and
• any income earned on the excess contribution.