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PATH Act and 5 days early

So I've seen a lot of conflicting information. I filed and was accepted on January 27th. I knew the PATH Act would delay my refund until late February at least. Today when I checked my transcript on the IRS website it finally has that glorious 846 code saying my refund will be issued 2.26.25. 

I paid the $25 to get my refund 5 days early (I'm desperate for this money at this point as most of us are) 

Well 5 days earlier than 2.26.25 would be today Friday the 21st. 

What is the likelihood I will see my deposit today?

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10 Replies
CatinaT1
Employee Tax Expert

PATH Act and 5 days early

There is no specific timeframe. You should get an email from TurboTax when your refund is on its way. Some didn't get an email until late in the day, but still got their deposit.

 

For more information click on the link below

5 Days Early Option

 

If you don't get your deposit, there is a few reasons why that might happen.

 

  • Your refund was offset or differed from their estimated refund amount, bringing the refund amount below the minimum threshold or above the maximum. What is a refund offset?
  • Your bank wouldn't accept RTP (Real Time Payments) or Same Day ACH deposits, preventing Intuit from depositing your refund 5 days ahead of when the IRS would have deposited your refund.
  • The IRS didn't give Intuit 5 or more days of notice in advance. This stopped Intuit from meeting the 5 days early expectations.

If TurboTax is unable to deliver the refund 5 days early, your order will be canceled and you won't be charged the 5-Day Early fee. You will receive a follow-up email with a refund and timing update, and if any cancellation is applicable. 

 

If you don’t receive an update email or an automatic refund (if applicable) within a few days, you can contact TurboTax Customer Support by clicking the link below.
 

TurboTax Phone Number

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PATH Act and 5 days early

If there is no guarantee then why offer the 5 days early at all? It's giving people false hope. How can a service dealing with people's money make such a bold claim but not back it up? For most people in this country 5 days is the difference in being evicted, or going hungry. 5 days can make a huge difference in a person's life when it comes to money matters.

Teenie0724
Returning Member

PATH Act and 5 days early

I'm I the same boat do u have an account with sbtpg to have fees taken out  because it's showing I don't n I did the same thing as u 

Teenie0724
Returning Member

PATH Act and 5 days early

.I'm in the same situation as that person but sbtpg says I have no account does tt use a different account when u opt to 5 days early I'm a pather as well

PATH Act and 5 days early

To be honest I'm not sure what that is. I filed with TT and have my DD being sent to my Cashapp. As of 2:21pm on the 21st I've received nothing, and I'm finding it very hard to get any answers at all. I just want my money so I can live.

 

CatinaT1
Employee Tax Expert

PATH Act and 5 days early

Be patient, especially if you have not gotten an email saying they were unable to make the deposit early. There is no specific timeframe. Some have come during the late afternoon/evening hours.

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Sanoyer
New Member

PATH Act and 5 days early

I've seen that too when I checked stpg or whatever that bank is.  Then I have seen others do the 5 day early and apparently those who have they don't go thru stpg that it's a completely different bank.  I was told that with a DD date of 2/26 then funds should be in bank account by end of business day on 2/21.  So at this point it's hard to believe who says what ...but guess we shall see

PATH Act and 5 days early

Mine says 2/26  and just got mine in bank at 3pm 5 days early and I'm under path act

Sanoyer
New Member

PATH Act and 5 days early

U were one of the lucky ones then..mine said they couldn't do it ....just checked TT 

PATH Act and 5 days early

That's awesome! Still haven't seen mine.

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