My return has been accepted but I have not received my refund advance that I was approved for. What is the hold up?

[SForrestLO]

The IRS started accepting returns on January 23. Please be patient while they work their way into the system. You will receive an email or text message if you signed up for them, once the IRS has accepted your return. 

You can view this IRS article for more information. 
IRS sets January 23 as the official start to the 2023 tax filing season; more help is available for ...

[KiMMiE777]

@sdk5 I was told the IRS had the process and approve the return before the loan can be sent. 

[MoniqueLO_]

It is also subject to a final review by the lender.

@sdk5

@KiMMiE777 

[KiMMiE777]

@MoniqueLO_  the bank don’t even have my application. It was never sent over. I had had of known I had to wait until the IRS processed and approved my return to receive the refund advance I would of never done it this way because I have children and I know they hold them a little longer also.

[MoniqueLO_]

When choosing Refund Advance, it says: The amount is based on what you’ve told us, but it is not final until your Federal Return is filed, accepted by the IRS and is subject to final review by the lender. You are correct, certain credits usually take a little longer to review.

@KiMMiE777