It as been 21 days still no refund does the holiday as anything to do with the delay

[GretchenLO]

Has it been 21 days since you have filed? The bar is an estimated time frame in which you should receive your return.

The only way to know when your refund will be released is to use the IRS Where's My Refund tool.

The IRS Where's My Refund? lookup service provides a specific, personalized date for your tax refund.

The TurboTax Refund Tracker, on the other hand, projects an estimated date range on when you can expect your refund.

The exception would be if you are claiming the EITC/ACTC you will not receive a refund until late February. https://www.irs.gov/individuals/refund-timing.

Taxpayers who claim the Earned Income Tax Credit or the Additional Child Tax Credit may experience a refund hold.  According to the Protecting Americans from Tax Hikes (PATH) Act, the IRS cannot issue these refunds before mid-February. The IRS expects the earliest EITC/ACTC related refunds to be available in taxpayer bank accounts or debit cards starting February 27, 2018, if these taxpayers chose direct deposit and there are no other issues with their tax return.  

To track your state refund:    

https://ttlc.intuit.com/questions/1899433-how-do-i-track-my-state-refund