I no longer have a checking account

[793amber]

Need Help Can I use my mom's checking account she is not filing or claiming me

[Bsch4477]

Direct deposit can not be made into an account which doesn’t have your name on it. You will have to receive your refund by mail. 

[DawnC]

No.   You can direct your refund to any of your checking or savings accounts; you cannot direct your refund to someone else’s account (except for your spouse’s account, if this is a joint refund). 

If you don't have a checking account, the IRS will mail your refund check to the address on your return.  

Refund FAQs