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You do not "get" the advance until the IRS accepts your tax return. The IRS will not begin to accept e-files until January 24.
Yes I know this. I was speaking about the credit karma spend account
CREDIT KARMA CARD
https://ttlc.intuit.com/community/intuit-account/help/is-credit-karma-a-part-of-turbotax/00/2092900
https://support.creditkarma.com/s/
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