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mfranks15
New Member

I accidentally claimed myself as independent but I am not. Now that I am trying to amend my return it is saying that since I had money contributed to my HSA I'm ineligib

 
1 Reply
BMcCalpin
Level 13

I accidentally claimed myself as independent but I am not. Now that I am trying to amend my return it is saying that since I had money contributed to my HSA I'm ineligib

Because you were able to be claimed as a dependent (even if you weren't), you were not eligible at all to contribute to your HSA in 2018. This is different from making an excess contribution (although TurboTax treats it in a similar way).

So you will tell TurboTax in the HSA interview that you did not have HDHP coverage at any point in 2018 (I assume that you have already done this), and TurboTax will declare all the contributions in 2018 as excess. You will need to withdraw this amount or as much as you can before April 15, 2019***. Be sure to tell the HSA custodian that you are requesting the "withdrawal of excess contributions" so they will report it correctly to the IRS.

In the Review, you may get new errors. If you do, this is how you address them:

1. If the Review asks you to check a box on Line 1 of form 8889, go ahead and check "Self" (It won't matter, but it will help get you clear of the Review).

2. If the Review asks you to check a box in the Line 3 Smart Worksheet of form 8889, go ahead and check "None" for A1 through A12 (i.e., each month).

2. If the Review asks you to check a box in the Line 18 Smart Worksheet of form 8889, go ahead and check "None" for B1 through B12 (i.e., each month).

This should clear the form 8889 errors and let you e-file.

***Note, you may want to file an extension, because that will give you up to 6 months to handle the situation. Of course, you can file at any times, but given that you are required to have withdrawn the excess by the due date, filing an extension extends the due date by 6 months. Right now, this may be your best bet.

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