To apply for Refund Advance, you must e-file your taxes with TurboTax and select Refund Advance on a Turbo Visa Debit Card for your disbursement method.
Please click the TurboTax help link, listed below, to learn how to apply for a Refund Advance.
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An advance on a 2021 federal tax refund will not be available until the return can be filed with the IRS sometime in late January or early February.
See this TurboTax support FAQ for a refund advance - https://ttlc.intuit.com/community/refunds/help/about-refund-advance/00/27333
REFUND ADVANCE LOANS
The refund loan will not be available until later in January when you can e-file your 2021 return. The money for the loan is not given to you until the IRS ACCEPTS your e-file. The IRS will not begin to accept e-files until late January or early to mid-February.
You cannot apply for the refund loan. It has to be offered to you, and you have to agree to the terms—-which have changed since last year——so read some information——and pay attention to the details in the fine print … https://turbotax.intuit.com/refund-advance/