How did I get switched from deluxe to premium?

[woodlm38]

I started out with a discount link from my credit union, but it was never mentioned when I logged in and began doing my taxes.

[NicolleR1]

There are 3 versions of TurboTax for Individuals: Free, Deluxe, and Premium. If TurboTax detect that your individual tax situation requires additional coverage, like deductions for owning a home, unemployment income, or self-employment income, it will prompt you to upgrade to a version that supports the forms you need so that we can maximize your tax deductions and ensure you file an accurate return.

Why do I have to upgrade from Free Edition?