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For a few weeks recently, TurboTax was offering a “Flex Advance” loan, but that program has now been permanently closed for the rest of the year.
In January there will be a refund advance loan that you can get only if it is offered to you at the time when you are ready to file; no money is issued to you until your e-file is accepted by the IRS. The IRS will not begin to accept 2025 e-files until late January.
And....you WILL need your W-2's in order to prepare and file your 2025 tax return.
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