If you're over 59 1/2 years old, you can get as much money out of your 403(b) plan as you want, including to make a mortgage down payment. See, when you hit tha...
How to enter stipend income and Roth IRA contribution:Federal TaxesDeduction & CreditsScroll down toEducationSelect Expenses and ScholarshipsTake your time and ...
This IRS manual may give a principle to consider on this question (I am not a tax lawyer -- so consult a tax attorney to be sure what applies to your situation)...