Follow-up to my original Post: I called my other brokerage to get their take on the matter. They said that since 2020 with the Secure Act, they no longer calcul...
dMertz: I totally agree, it is my brokerage that is saying because the IRA was not transferred to me until the year after Mom's death that I have to use Mom's l...
FANFARE: Well, first off, I made it clear to them I was NOT an eligible beneficiary, merely a designated beneficiary and even if I was an eligible, under the se...
ThomasM125: "I could find no stipulation that you would have to take a RMD equal to the RMD of the deceased in any year after the year of death:Pub 590"Thank yo...
The section you highlighted is preceded by the qualifier of those not using the life expectancy. As a mere designated beneficiary, I am required to use the sing...