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Why am I being charged for my return? I did not choose any products.

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2 Replies
JulieS
Expert Alumni

Why am I being charged for my return? I did not choose any products.

Yes, TurboTax is free for many people, but it depends on whether you qualify for the Free version. 

 

If you have a Form 1040 return and are claiming limited credits only, you can file for free yourself with TurboTax Free Edition or TurboTax Live Assisted Basic (if available), or you can file with TurboTax Full Service at the listed price.

 

Situations covered (assuming no added tax complexity):

  • W-2 income
  • Interest or dividends (1099-INT/1099-DIV) that don’t require filing a Schedule B
  • IRS standard deduction
  • Earned Income Tax Credit (EITC)
  • Child Tax Credit (CTC)
  • Student loan interest deduction

 

Situations not covered:

  • Itemized deductions claimed on Schedule A
  • Unemployment income reported on a 1099-G
  • Business or 1099-NEC income
  • Stock sales (including crypto investments)
  • Rental property income
  • Credits, deductions and income reported on other forms or schedules
  • Refund advance fees

 

There's also a free Military version that allows most military servicemembers to file for free.

 

If you still aren't sure why you are being charged, check your fees in the beginning of the File & Pay section in the program. 

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Why am I being charged for my return? I did not choose any products.

RS Free File programs

Free File: Do your Federal Taxes for Free | Internal Revenue Service

 

Or you can get the blank forms and fill them out by hand.

Here is the 1040

https://www.irs.gov/pub/irs-pdf/f1040.pdf

 

Instructions

https://www.irs.gov/pub/irs-pdf/i1040gi.pdf

 

Current year EIC and Tax Tables  https://www.irs.gov/pub/irs-pdf/i1040tt.pdf

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