Home & Business will work for you, but you could have bought Deluxe. All the Desktop programs have the same forms, you just get more help in the higher versions.
In the Window's Home & Business Desktop program when you start a new return you get 2 choices. To prepare an Individual Tax Return or to prepare W2s or 1099s to give to your employees and sub contractors.
Click the big blue button to Start a New Return or go up to the top black menu bar first item, File-New Tax Return.
Then on the next screen it asks What would you like to do?
If you get a screen with 2 choices, Check the first circle that says Start a New Individual Tax Return.
To report your self employment income you will fill out schedule C in your personal 1040 tax return and pay SE self employment Tax if you have a profit.
You need to report all your income whether or not you get a 1099 for it. Actually you can enter your total income as Cash or General income instead of entering the actual 1099. Only the total goes to Schedule C. You will need to keep good records. You may get a 1099NEC or 1099K at the end of the year if someone pays you more than $600 but you need to report all your income no matter how small. You might want to use Quicken or QuickBooks to keep track of your income and expenses.
You fill out Schedule C under the Business tab.
Go to Business tab-Continue. Then pick I'll choose what I work on
First item, Business Income and Expenses click Start or Update
Profit or Loss from Business, click Start or Update.
You use your own name, address and ssn or business name and EIN if you have one. You should say you use the Cash Accounting Method and all income is At Risk.
Turbo Tax automatically figures out the self employment tax for you. Self Employment tax (Scheduled SE) is automatically generated if a person has $400 or more of net profit from self-employment. You pay 15.3% SE tax on 92.35% of your Net Profit (If it is greater than $400). The 15.3% self employed SE Tax is to pay both the employer part and employee part of Social Security and Medicare (FICA). So you get social security credit for it when you retire.
