What to do if i did not receive stimulus payments ?

[wookicorn89]

I only received the last one not the first two. At one point the money had been deposited to a bank account but after many attempts at confirming my identity with the bank using birth certificates, pictures of my ID, and social security card thw bank would not release the money to me. I believe it was 2020 tax year not sure if there is a time limit to amend them.

[NCperson]

the deadline to submit or amend a 2020 tax return was May 17, 2024.

[xmasbaby0]

Your eligibility for the stimulus money—-now available as the recovery rebate credit— will depend on your circumstances in 2020 and/or 2021.   If you could be claimed as someone else’s dependent in 2020 or 2021, you are not eligible for the recovery rebate credit now.

 The first stimulus checks were issued in 2020; the first one was for $1200 for adults and $500 for qualified children dependents under the age of 17.   The IRS was in a hurry to send out those checks so they sometimes used information from your 2019 return to send out the check.  Or sometimes they sent it after you filed your 2020 return.

The second stimulus was sent in late 2020 or early 2021; that one was $600 per adult and $600 for qualified children dependents under the age of 17.

The 3rd stimulus check was $1400 for adults and $1400 for any dependent you claimed, and was sent out in 2021.

If you did not receive the first or second stimulus check,—Sorry—it is too late.  The deadline to file a 2020 tax return and get that credit was May 17, 2024.  

If you did not receive the 3rd stimulus check, you can get it by filing a 2021 tax return and use the recovery rebate credit in Federal Review.    The stimulus amount will show up on line 30 of the Form 1040.

Check your own bank account for deposits of the stimulus checks, and check your online account with the IRS to see what the IRS shows they sent to you.

Try checking your online account with the IRS (and if you filed a joint return—check for BOTH of you)

https://www.irs.gov/payments/your-online-account

If you need to trace a payment that the IRS says has been issued to you, mail or fax a completed IRS Form 3911, Taxpayer Statement Regarding Refund.

[Opus 17]

If the first and second stimulus were never paid by the IRS (from their past records) and never claimed by you on a tax return, it is too late to get the funds now.  However, the statute of limitations for amending to get a credit is 3 years from the original due date, or two years from when you actually filed, if that was past the due date.  So if you filed or have been in a dispute with the IRS, that 2 year window might still be open.

If the IRS believes they paid the stimulus to you (either as a separate payment or as part of your 2020 tax refund) but you never received it, you might be able to put a trace on it.  However, that may also be past the ability to figure things out.

A trace might also be helpful if the IRS paid the funds to your bank, but the bank was unable to verify you and sent the money back to the IRS.

https://www.irs.gov/faqs/irs-procedures/refund-inquiries/refund-inquiries-0

You can also try the Taxpayer Advocate.

https://www.irs.gov/taxpayer-advocate

Lastly, if the problem is with the bank and not the IRS, you can contact your state banking regulators (part of your state government).