Solved
Searching: "What are the under lying cost? Disappointed to find out in the end. Should be right up front, no hidden costs. Should have opportunity to be able to apply refunds to filing. Not having to pay up front then have refund deposited."
There is no fee for direct deposit. The extra charge is to have your TT fees deducted from your refund (since TT must wait to be paid), which you can avoid by paying with a debit or credit card.
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