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select pay by credit card and you won't be paying out of refund.
TurboTax publishes specific instructions (somewhere) on how to change or drop the items in your "list of fees".
HI Fanfare, that doesn't solve the problem. Paying isn't what's made difficult. I'm getting charged $40, as if I'm paying with my Federal return, even though I can't do that. If I pay with credit card, it's still charging me an additional $40 'pay with federal return' service fee.
There are even instructions on the website of how to remove this specific charge. However they instruct you to use a link that doesn't exist. It's appalling the way this website is set up. Turbo Tax must make a huge additional stream of revenue just by misleading it's customers.
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