Traditional IRA Deduction

[georgiesboy]

My wife and I are retired and looking to maximize ACA health insurance credits.  She will have $11,000 of earned W2 wages for the 2025 tax year (plus significant non-earned income).  Can we take a deduction for traditional IRA contributions of $8,000 for her and an additional spousal contribution of $8,000 for me, for a total of $16,000 - or will we be capped to a maximum of $11,000 due to earned income?  Thanks for your help!

[Bsch4477]

You are limited to the amount of your earned income so you can contribute an amount not to exceed $11,000.