Traditional and Rollover IRAs

user17702362407 · ‎February 05, 2026

In Window's Turbo Tax Premier, when I get to the point that asks "Enter the total value of all of your traditional IRA, SEP, and SIMPLE IRA accounts on December 31, 2025. This information is sent by mail on Form 5498. Do not include Roth IRAs." - I do have traditional IRAs, but I also have a rollover IRA that was rolled over from my work 40K when I left the company. My question is do I total up my traditional IRAs and my rollover IRA or just the traditional IRAs?

MinhT1

You should include the value of your rollover IRA.

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baldietax

Both - "Traditional" and "Rollover" IRAs are treated the same from tax perspective.

The comment about 5498s can be misleading as those are not sent out until May usually, you would use your statements for 12/31/25 (see Form 8606 instructions).