Submit 4C to both jobs?

[lily988]

I have been working two jobs since January 2024 and will plan on staying at both for the duration of 2024. At my full time job I make roughly 75,000 yearly. At job 2, I make roughly 15,900 yearly. I receive my paychecks for both jobs on the same day, biweekly. When I used the IRS withholding simulator, it showed that I will need to hold an extra $186 per pay period. Because I make significantly more at job 1 than I do at job 2, I did not check box 2 on my W-4. Instead, I put $186 in box 4C of step 4. Do I need to submit a w4 to both job 1 and job 2? Or can I just submit one w4 with the extra $186 in box 4C to job 1, my highest paying job. Thank you!

[KrisD15]

You can have the additional tax withheld from either job, but usually the employer will want a W-4, so I don't think you can get away with not submitting one. 

[lily988]

Thank you! Job two already has a W4 for me but it doesn't have options 2C filled out or any withholdings in 4C. Would it be best to submit an updated W4 to Job 1, my higher paying/full time job with the $186 in 4C or submit two w4's with that 186 divided in 2? 

[KrisD15]

Either way would work, I would update the higher paying job so if you decide to let the other job go, you wouldn't have to worry about under-paying. 

[acdodge]

I know this is some time later but I'm dealing with this situation now with my husband. I used the multiple jobs worksheet and did all the math. Can I put the total on line 4c for my husband's lower paying jobs w4 or do we have to do it on the higher paying job. I'm getting mixed answers everywhere I read

[JotikaT2]

You can do it on either job. But as KrisD15 mentioned above, it is better to enter it on the W-4 of the higher paying job.  This ensures you are having taxes withheld on your income as you earn it and potentially avoids underpaying your taxes.  

The IRS does have a Tax Withholding Estimator that you can also use throughout the year to ensure you are withholding enough if you or your spouse have another change in jobs during the year.

@acdodge