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Level 2
March 24, 2026
Question

Standard Deduction seems incorrect

  • March 24, 2026
  • 3 replies
  • 50 views

I have TurboTax Home and Business 2025 locally on PC.  On Form 1040, my standard deduction for MFJ shows $33,100.  Why is that lower than the allowed $33,500?  I can't change it.  goto supporting forms opens 1040/1040SR Wks also showing $31,100.  got to supporting forms takes me to Schedule A where total itemized deductions are much less than the  standard deduction.  Line 18 has a box to select itemized deductions even though they are less does not work.

3 replies

Level 15
March 24, 2026

That would be correct for a married couple with one person 65 or older or blind at the end of 2025.  

 

The standard deduction for Married Filing Jointly is $31,500.  If you are over 65, you would add $1,600 per person.  If only one of you were 65 or older at the end of 2025, then your standard deduction would be $33,100 ($31,500 + $1,600)  If you look at the side of form 1040, you will see the $31,500 for married filing jointly. 

 

If you want to take the standard deduction, you should not check the box to select itemized deductions.  

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Level 15
March 24, 2026

If you are filing a joint return but only one of the spouses is 65or older, then the standard deduction of $33,100 is correct.    $31,500 + $1600  = $33,100

 

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

 

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
VolvoGirl
Level 15
March 24, 2026

FYI - and you should get the new senior deduction on 1040 line 13b.   It is 6,000 for each person 65 or older unless you have a very high income.    Do you have 6,000 or 12,000 on 13b?   Line 13b comes from the new Schedule 1-A.

Level 2
March 24, 2026

I do have that deduction for senior.  I don't understand why the standard deduction is lowered by $400

Level 2
March 24, 2026

Sorry, I understand now.  it's 31,500 not 33,500... detail dyslexia