software indicates HDHP ends

Forum|Forum|6 years ago
March 14, 2020
1 reply
4 views

Hi,

The turbo tax software detects coverage lapse and requests picking answer between disability or other reasons. However I know there's no lapse. How do I break this? Thanks.

Richard

ColeenD3

Level 15

The question on the page before you see that you had a “lapse” in coverage is causing the issue.

On the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2019?”. The choices are Family, Self only, or None.

If you have been covered under your husband’s family plan, you might think you should answer Family to the question. However, the answer should be None.

It is referring to what type of plan you held in your name on December 1, 2019. If you had your own separate HDHP on that date, then choose the type of plan that you had. If instead you were covered under the plan in your husband’s name, then you should choose None.

xPRobIRV

Level 2

Wow, this is super not clear in the app. It should definitely be revised, especially since (by the time you get this question) you've already said that there was a family plan and that there was only one HSA. I see lots of people with this question on the forums, this is the only answer I've seen so far that actually answers the question and solves the problem.