Should I file Married Joint or Married Separate?

[fidoiscrap]

My wife and I got married in June of last year and live in Louisiana. She's a teacher and makes considerably less than I do as an engineer. I have deductions/credits for mortgage interest paid and property taxes while she has no special deductions/credits to claim other than what would be available to a teacher. With Louisiana being a community property state, I'm unfamiliar with the worksheet as well as concerned if filing separately would hurt more than benefit. We both hold separate bank accounts, and our money isn't mixed in any account of any kind. I went through as Married Joint, and my wife was concerned that the total refund was very close to what she normally would get when she filed single. If any other information is needed, just let me know. Thanks!

[jerry2000]

Each year you can choose to file as Married Filing Separately. However, that may not provide the benefit that you expect, and you will almost always end up paying more in tax than if you file jointly.
The Married Filing Separately filing status is very different than the Single filing status. There are a number of severe restrictions on deductions and credits, and on the amount of IRA contributions that you can deduct, especially if you live together with your spouse.
You can not take the EIC,
You can not take the credit for Child and Dependent Care, in most cases,
You can not take the Education credits/deductions, and there are many other restrictions.
 If either of you receive Social Security benefits and you live with your spouse, more of the SS benefit will be taxable, and the person receiving it will have to include the SS benefit in their gross income when determining whether they have to file. If one of you itemizes deductions, the other must also itemize even if they have nothing to itemize.

Before you decide, you should carefully read the restrictions that go with MFS in  IRS Pub. 501, at this link:
http://www.irs.gov/pub/irs-pdf/p501.pdf

You should carefully read the limits on IRA deductions in IRS Pub. 590-A at this link:
http://www.irs.gov/pub/irs-pdf/p590a.pdf

In addition, if you live in a Community Property state, there are special rules you must follow for reporting income and expense. For further information on that, see IRS Pub. 555, at this link:
http://www.irs.gov/pub/irs-pdf/p555.pdf

and/or the Turbotax FAQ at this link:
https://ttlc.intuit.com/questions/1901162-married-filing-separately-in-community-property-states