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Level 3
Mar 22, 2025 6:57 PM UTC
Solved

Reporting HSA for self and spouse

During 2024, me and my spouse had separate HSA accounts from our respective employers. As per IRS rules, we both can contribute $4150 each. IRS does allow additional 1000 if over 55. Since I am over 55 and spouse is not, can i still consider the max allowed HSA contribution to be 8300 + 1000?   

KeshaHAnswer
Alumni - Intuit
Mar 22, 2025 7:05 PM UTC

Yes, each of you can contribute the $4,150 + $1,000 catch up (when eligible) into your separate accounts. Since you are over 55, your maximum contribution is $5,150 while your spouse's maximum contribution $4,150.

1 reply

KeshaHAnswer
Alumni - Intuit
Mar 22, 2025 7:05 PM UTC

Yes, each of you can contribute the $4,150 + $1,000 catch up (when eligible) into your separate accounts. Since you are over 55, your maximum contribution is $5,150 while your spouse's maximum contribution $4,150.