Regarding HSA Question Asking Which Months I Had HDHP

[leorise34]

I was asked in one of the HSA questions which months I had a HDHP "High Deductible Health Plan." I had more than one employer in 2020, so the question seemed to be related to the employer who provided an HSA, but I have checked that I had an HDHP during the months I was at another employer as well, because that was true even though I didn't have that HSA. Is this OK? The only difference it makes is regarding the contribution limit which the question was trying to figure out. Thanks in advance.

[Opus 17]

It doesn’t matter whether you had employer coverage or self coverage. What the program needs to know is, on the first day of each month for the year, were you covered by a qualifying HDHP that was eligible for an HSA, even if you did not contribute.

[leorise34]

Thanks for that Opus.