E-file rejection: How to resolve error code F1040-478

Forum|Forum|4 months ago
March 10, 2026
3 replies
96 views

Here is a description of the error: If Form 1040, 'IRADistributionRolloverInd', 'IRADistributionQCDInd' or 'IRADistributionOtherInd' is checked, then 'IRADistributionsAmt' or 'TaxableIRAAmt' must have a non-zero value. What needs to be done: This return cannot be filed at this time due to a processing error that will be corrected on March 13, 2026. On or after this date, open the rejected return, review it for errors, and resubmit the return for electronic filing.

TurboTax Online

FilingFrustration

Level 2

I received a similiar message but it did not inform that a fix would occur. F1040-478 - If Form 1040, 'IRADistributionRolloverInd', 'IRADistributionQCDInd' or 'IRADistributionOtherInd' is checked, then 'IRADistributionsAmt' or 'TaxableIRAAmt' must have a non-zero value.

The issue is that the 4a (IRA) rollover box is checked and should not be, I can't figure out how to uncheck it, while my 5a (pension) rollover box is also checked, which is correct. I will try wiaiting until Mar 13 and see if this issue will be resolved as shown in your message.

Can you confirm if your 1040- lines 4a and 5a rollover boxes are checked?

Tshupp

Level 2

I got the same message after trying to fix it a few times.

CatinaT1

Level 15

This should all be corrected during this weeks update. Try again on Friday.

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"

FilingFrustration

Level 2

The issue still has not been resolved. Do you have any insight into when it will be fixed? TurboTax should communicate more clearly and proactively about matters like this. Tax season is already stressful, and being unable to submit returns and receive refunds in a timely manner reflects poorly on the service.

mdnielsen

Level 2

I may have fixed it, at least I was able to refile. Still waiting on response from fed, but here's what I did. I'm posting details in another thread.
https://ttlc.intuit.com/community/taxes/discussion/rejected-form-1040-iradistrbutionrolloverind-iradistributionqcdind-or-iraddistributionotherind/00/3825238/page/2
I deleted my 1099-Rs, continued through steps, then re-added them. Box 4c was now unchecked.
I suspect that the March 13th update did fix the logic for adding an 1099-R but didn't fix an existing one.

user17710174141

Level 2

Why does Turbo Tax not publish a list of known errors (codes etc.) and status. I spend HOURS last week trying to solve this issue F1040-478 with no success. Finely on Tuesday I found the issue in the Community. Not sure Turbo Tax is keeping its customers best interests in mind.