Preparing 2019 return but it says my wife had a break in HDHP coverage. That's wrong as she was on my plan full yr and 1095-C also show same. How do I fix this?

[skynyrd999]

My wife been my HDHP every year without any breaks.

[Anonymous]

somewhere you answered a question incorrectly.  I assume you're asking because you have an HSA.   go back and check your answers on form 8889.     if you can't find the issue contact support

[ColeenD3]

The question on the page before you see that you had a “lapse” in coverage is causing the issue.

On the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2019?”.  The choices are Family, Self only, or None. 

If you have been covered under your husband’s family plan, you might think you should answer Family to the question.  However, the answer should be None. 

It is referring to what type of plan you held in your name on December 1, 2019.  If you had your own separate HDHP on that date, then choose the type of plan that you had.  If instead you were covered under the plan in your husband’s name, then you should choose None.