1099R total question

[Miranda57]

My 1099R total does not properly transfer to line 4a of my 1040.  Line 4a shows as understated by the amount of my IRA distribution.  Is this a program bug?

[NCperson]

unlikely a bug - 

more likely something not typed in correctly; while I can't recall what it was the same thing happened to me and once i corrected my input error, everything worked fine.  

might be best to go to 'forms view' and review that the document you received EXACTLY matches Turbo Tax 

[Miranda57]

The input is correct - no errors.  There is a program problem in the transition from worksheet to worksheet to form 1040.  The total of 1099Rs should transition to IRA, 401(k) Pension Plan Withdrawals and then that total should be the form 1040 line 4a.  It isn't.

I think the problem stems from the change in 1040 formats in which IRA distributions were a separate individual line item vs the 2018 return where it is listed separately on the 1040.

[Miranda57]

Sorry, I meant IRA distributions were a separate line item on the 2017 1040 but on the 2018 1040 IRA distributions are a part of total 1099Rs.

[NCperson]

Please go back and ensure that for every 1099R you have EACH field is EXACTLY copied over.

Have you looked at the '1040 wks' worksheet to see if the 1099s are there?  you are adding Line 1 of the 1099Rs and trying to tie the sum to LIne 3a of Form 1040, right? 

Have you asked anyone to 'look over your shoulder' ? maybe there is something that wasn't keyed correctly that is not noticed after staring at it for so long? 🙂 

all i can state is that I have multiple 1099Rs and everything flows correctly to Line 3a / Form 1040 (I am using Deluxe).  I did have a problem a few weeks ago (can't remember what I fixed), but I did have the inputs incorrect 

[Miranda57]

I have four 1099Rs.  Only one is an IRA distribution.  The total amount of the four withdrawals on the worksheet titled Your 1099-R Entries flows to the worksheet that lists all income and it is the number listed for IRA, 401(k), Pension Plan Withdrawals (1099R).  That is the number I expect to see in box 4a of my 1040.  But I see a number that is off exactly by the IRA distribution.  That amount is missing so 4a is understated.  There is another problem in that my 1040 4b (Taxable amount of IRAs, etc) is overstated by an amount that does include the IRA distribution plus another  unidentifiable amount. So my taxable income is overstated.  But that is another problem, probably stemming from the same programming source.  If I cannot get this problem corrected, I will buy H&R Block software for my 2018 return.  I am inclined to believe that because the 2017 1040 had a separate line for IRA distributions and the 2018 does not, it has resulted in a programming error.

[NCperson]

again, go back and have someone else check your inputs/

i have 5 1099Rs... two are IRA distributions, 1 is a pension payment and 2 are rollovers from 401ks to IRas.

The math all flows through correctly from the 1099's to lines 4a and 4b

I am using Deluxe Desktop.  So if it is working for me, it's unlikely to be the software

are you using the most updated version of the software? did you review the '1040 wks' form where the detail is a little easier to see?

[Miranda57]

I am using Deluxe but not the desktop (CD).  I downloaded the program.  If I had  used the CD and having the same problems,  I would override the numerical data.  But overriding cannot be done with the downloaded

program. I will contact Turbotax tomorrow but I suspect it's going to be H&R Block software.  As for someone looking over my shoulder, five entries are really easy to double check.

[NCperson]

one more time - 

Your initial statement in the beginning of this thread was:

"The total of 1099Rs should transition to IRA, 401(k) Pension Plan Withdrawals and then that total should be the form 1040 line 4a.  It isn't."   Your assumption "that is should all transition to line 4a" doesn't match the IRS instructions. That is causing the cofusion

please see page 29 of the Form 1040 instructions at the link below 

at the VERY top on the left of Page 29 it states:

"Except as provided next, leave line 4a blank and enter the total distribution (from Form 1099-R, box 1) on line 4b.

You note that you have 4 1099Rs and one is an IRA distribution.  That IRA distribution is not included in line 4a per the IRS instructions.  

You don't specifically note what the other 3 1099Rs are.  If they are pension payments they would be summed into line 4a.  At the very bottom of Page 29 (on the right) and continuing onto page 30, the IRS instructions discuss Pension payments.  It's a little convoluted the way it's written as it goes on to state that there are a few exceptions to flowing the Pension Payments to line 1a, but it infers a normal pension payment should be listed on Line 1a - which is exactly how Turbo Tax works. 

So that should explain your questions on line 4a.  There is nothing wrong with Turbo Tax as it adhers to the IRS requirements. 

I am rereading your post and appears you may not be understanding line 4B.  If you want to restate that issue, I can review it further.

If you decide to buy H&R Block software, I fear you will find the same result as Turbo Tax 

https://www.irs.gov/pub/irs-pdf/i1040gi.pdf

https://www.irs.gov/pub/irs-pdf/i1040gi.pdf

[Tom141]

I have same box 4a problem as Miranda57.

But in my case it is the 1099-R pension amount not included in 1040 box 4a.  My 1099-R IRA distribution is the only amount included in box 4a. Box 4b does properly include the taxable amounts summed from both 1099-R forms.

The "Taxable amount not determined" is checked on the IRA distribution 1099-R but not on the pensions 1099-R, but I don't think that should have any relevance.

[NCperson]

Did you double check that your input matches the document you received? 

only the pension should be in Box 4a and should reflect what is in Box 1 of the 1099-R.  For each pension 1099-R, can you please post what is in Box 7 and whether the IRA / SEP box is checked.

Box 4b should reflect all the 1099-Rs, summing what is in Box 2a.  For each remaining 1099-R, can you please post what is in Box 7 and whether the IRA / SEP box is checked.

is there anything unusual about these 1099-Rs? meaning are they outside a pension payment or a distribution from an IRA? 

agree that the 'taxable amount not determined' should have no relevance 

thx 

[Bigguy]

For your issue, Turbo Tax is likely putting the distribution on Line 1 as if they were wages, which is not correct.  If you go to the Forms section and look at the "Wages,etc. Wks" form you may see that it is showing up on Line 3 which then rolls to line 1 of the Form 1040.  As you noted, these amounts should go to Line 4 of the Form 1040.  IRS instructions say the same thing. 

Although the end result is the same, it does create a potential audit risk.

I have been on the phone with TurboTax people for well over an hour on this issue, including talking to enrolled agents.  Hopefully, they recognize that this is a programming issue and will fix the issue soon.

Good luck.

[Bigguy]

To add to my previous comment, if the distribution does not come from an IRA but from a 401(k), such as for excess contributions, it appears that is should go on Line 1 instead of Line 4.  Unfortunately, while Turbotax may have this right, their audit meter still raises the issue because it is not distinguishing the difference.

[hoedlb1]

With the new Form 1040 Line 4a totals up the worksheet entries. There appears to be a bug in the 1040 worksheet entries, when they are added from step by step.

My 1040 worksheet has 2 entries on line 4. When you click the entries the IRA Distributions entry shows two inputs which are correct for that amount.

When you click the Pensions and Annuities entry it shows the previous details entries which is "INCORRECT"

[NCperson]

are you using the online or CD / Download version ? 

if you are using the CD/ Download version, can you please be more descriptive on how you are getting to this screen? I can't find it. 

note that only the pensions trace to Line 4a on Form 1040.   The IRA's do not