I'm jumping on the thread instead of starting anew, but I can start a new query if preferred.
I received a 2016 1099C from a cc company of 0 dollars with specific account info. The account was stale for easily 8 years and we were insolvent even with IRS activity during that time.
I received a 2018 1099C from the same cc company of 30k on the exact same account. I sent them a note and advised this was not permitted and they responded that they were issuing it correctly anyway.
I suppose this is the spot where an IRS form 4598 is to be used?
Your thoughts would be appreciated.