1095-a

[Bex96]

My grandmother is claiming my daughter this year, do they need the 1095-A for my daughter? She is only 13

[Vanessa A]

Yes.  If your daughter receives insurance through the Marketplace, whoever claims her will need to enter the 1095-A on their return.  Depending on the situation, and if the policy is a shared policy and how it is allocated, it is possible, that claiming her would result in them owing the advanced premium tax credit back. 

[Bex96]

It is a shared policy with me and my family, the grandmother is claiming her because she still helped us financially for the 7 first months before we moved out of state.

[Vanessa A]

Are you able to claim her?  Did she live with the grandmother for more than 6 months during the year?  Helping you financially does not mean that she can claim her as a dependent, if she doesn't otherwise qualify as her dependent.  

The following criteria must be met to claim someone as a qualifying child:

• Your child (including adopted and foster children), your sibling, or a descendent of any of them.
• Age 18 or younger at the end of the tax year OR under 24 (and younger than you and your spouse) if they are a full-time student
• Lived with you for more than 6 months during the tax year
• They did not provide more than half of their own support (social security does not count)
• They did not file a joint return, unless it was to claim a refund

[Bex96]

We all lived with her for 7 months 

[VictoriaD75]

If your daughter qualifies as your grandmother's qualifying child as per the qualifications listed above and in the article below, and she is claiming your daughter on her return, she will need to report your daughter's share of the 1095-A on her tax return. Shared policies can get a little tricky, but the link below provides some guidance.

Rules for Claiming Dependents on Taxes

Shared Policies for Form 1095-A

@Bex96