This extra fee of $40.00 for processing a refund is outrageous, we pay for the program, then you get taken advantage of by having to download a state return when filing more then 0ne return, then if you're lucky enough to get a refund turbo tax now wants to take a portion of that money. WHY!!!! very shady, bait and switch tactic. Will have to think twice about getting turbo tax in the future.