Do I have to file taxes if I only got 1099c from credit card settlement for 2800$ I had no other income that year it says if I didn't make 10,350$ I don't have to file?

[MichaelDC · Accepted solution]

No. If your Form 1099-C "Cancellation of Debt" and the rest of your income is less than the filing requirement, you don't need to file.

Gross income requirements for each filing status are:

• Single: $10,300 if under age 65. $11,900 if 65 and older.
• Married filing jointly: $20,700 if both under 65. ...
• Married filing separately -- $4,050 at any age.
• Qualifying widow(er) with a dependent child: $16,650 if under 65. ...
• Head of household: $13,350 if under 65.

[caveddragon]

When married filing jointly does your spouse's income count on whether or not you have to file the 1099-c? I made no income but my husband did