No 1095A

6 replies
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How do I file a 1095B in place of a 1095A? My TurboTax software is advising me to not file without a 1095A, but I have confirmed with my healthcare marketplace that I will not be receiving one due to the plan I have. Any assistance is appreciated!

JulieS

Alumni - Intuit

You do not need to file a 1095-B. If you don't have a 1095-A form, there is no need to file anything about your health insurance on your tax return.

There is no longer a penalty for not having health insurance, so it is no longer something you have to enter on your tax return, unless you get a 1095-A.

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ray_crites

Level 2

That is a horrible answer to the question. If you received a 1095A then it needs to be entered into the tax program to determine if there is a credit or penalty for your subsidized healthcare.

owlcollector

Level 2

I have the same problem. I did not receive a form 1095 A and was told by the healthcare.gov representative that I would not receive one even though I had marketplace insurance because I did not have any premium tax credit discounts to the insurance and paid full price.

DawnC

Employee Tax Expert

If you had health insurance through healthcare.gov or any Marketplace insurance, even if only for 1 day in 2020, you should receive a 1095-A. And that 1095-A has to be entered on your tax return. Just because you did not receive a subsidy (paid full price) does not mean you are not eligible for a Premium Tax Credit. And that credit cannot be calculated without the 1095-A. The good news here is that for 2020, amended returns can be e-filed so it should not be too difficult to get corrected.

You should have received a paper form in the mail from your marketplace. If you didn't receive a Form 1095-A, sign in to your Healthcare.gov account to download a copy. @owlcollector

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