I maxed out the family level
contribution to my HSA in 2022, 2023, and 2024. Unfortunately I found out I was only eligible to contribute the individual amount because unbeknownst to me my husband was automatically enrolled in Medicare in all of those years. Is there any way to correct this? I assume each year’s return would have to be amended to reflect the excess contribution and then I would have to go to the HSA to withdrawal each years excess. I am beside myself and so embarrassed this happened, any advice is appreciated.