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Level 1
February 23, 2021
Solved

Married and Withholdings

  • February 23, 2021
  • 1 reply
  • 20 views

I got married in 2020. My paychecks still say single for federal and state withholdings.

 

Do I need to update my withholdings from single to married with my work before filing income taxes as either married filing jointly or married filing separately? I didn't know if there was an issue if these didn't match when filing.

    Best answer by DoninGA

    The filing status on your W-4 you give to your employer for withholding taxes has no bearing whatsoever on the filing status you use on your tax return.

    If you need to adjust the amount of withholdings on your W-4 go to this IRS withholding estimator website - https://www.irs.gov/payments/tax-withholding

     

    If you are legally married and living together as of 12/31/2020 you can only file your tax return as Married Filing Jointly or Married Filing Separately.  You would want to file as MFJ even if one spouse has little or no income.  You also get a higher standard deduction and a lower tax rate compared to MFS.

    1 reply

    DoninGA
    Level 15
    DoninGALevel 15Answer
    Level 15
    February 23, 2021

    The filing status on your W-4 you give to your employer for withholding taxes has no bearing whatsoever on the filing status you use on your tax return.

    If you need to adjust the amount of withholdings on your W-4 go to this IRS withholding estimator website - https://www.irs.gov/payments/tax-withholding

     

    If you are legally married and living together as of 12/31/2020 you can only file your tax return as Married Filing Jointly or Married Filing Separately.  You would want to file as MFJ even if one spouse has little or no income.  You also get a higher standard deduction and a lower tax rate compared to MFS.