Looking to purchase home

[Marquisdgray]

Hello, I am a gig economy worker and I want to get a mortgage for my first property in January 2023. How should I file my taxes so that I qualify for an FHA loan? 

Side note: this year when I applied for a FHA loan I was turned down because my tax return showed I didn’t make any income because of too many write offs.

[drc845443]

Hello there!

When you file your tax return, you should declare all your income from all sources, and claim all the deductions (write-offs) you are entitled to. 

[ee-ea]

Find another lender.  One who can read a tax return and see how much money you have to pay the loan.  The amount of discretionary income you have is not a line item in a tax return.