This is a user community forum, open 24/7/365. It is not a chat room; it works like a bulletin board. However, there are rarely any tax experts posting in the forum in the middle of the night. Go ahead and ask your question, and if someone can comment on it, then they will. Just depends on the type of question, and if someone is familiar with it. The forum becomes more active around 7 or 8 AM Eastern. This is a public Internet forum, so don't post any personal info.