Is there a way to capture two separate distributions when reporting 1099-SA or does it have to be combined?

[16ricky96]

when distribution is reported for each individual separately it only shows an amount for one person and $0 for the other person. how di I report this accurately?

[AnnetteB6]

If you have two Form 1099-SA, they should be entered separately and not combined.  After you enter the first one, you will be asked some follow-up questions about that distribution.  Then you will return back to the 1099-SA summary screen where you can add the second Form 1099-SA.

For more details, see the following TurboTax article:  Where do I enter my 1099-SA?

[hellsbells0303]

I believe the person was asking how to split a *single* 1099-SA between you taxpayers - say a person and their spouse. I have this question as well. When you enter the information in TT,  there does not seem to be a way to assign some of the dollars reported on a 1099-SA to one person and some to the other. In my case, it is important this year as my spouse was on medicare part of the year and that is one of the questions asked after entering.

[BillM223]

The 1099-SA follows the owner of the HSA. HSAs are owned by an individual and not the couple. Therefore, splitting a 1099-SA reported distributions between spouses does not make sense - the distribution belongs to whichever spouse owned the HSA.

This is true even if some of the distribution is used for one spouse and some for the other. The reporting belongs to the HSA, not to the recipient of the benefit of the funds.

The Medicare issue is that a taxpayer cannot contribute to an HSA once they are covered by Medicare. However, a taxpayer not on Medicare can spend HSA dollars on a spouse or dependent on Medicare, even if that spouse or dependent is not otherwise eligible to contribute to an HSA.

So don't worry about trying to split a 1099-SA - the entire distribution should go on the form 8889 that belongs to the owner of the HSA.