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If I’m a stay at home mom for the past year and haven’t worked can I still file a tax return to claim my daughter if I have no w-2

 
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3 Replies
JohnB5677
Expert Alumni

If I’m a stay at home mom for the past year and haven’t worked can I still file a tax return to claim my daughter if I have no w-2

Any year you have minimal or no income, you may be able to skip filing your tax return and the related paperwork. 

However, it's perfectly legal to file a tax return showing zero income, and this might be a good idea for a number of reasons.

 

For more information please see the TurboTax article Can I File an Income Tax Return If I Don't Have Any Income?

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If I’m a stay at home mom for the past year and haven’t worked can I still file a tax return to claim my daughter if I have no w-2

I think you are asking if you will get child-related credits ---the answer is no.   There was only one tax year in which you could get the child tax credit even if you had no income.  That was in 2021.  The tax laws changed for 2022 and 2023.   If you have no income from working, you are not eligible for the child tax credit or any other refundable child-related credit.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
Hal_Al
Level 15

If I’m a stay at home mom for the past year and haven’t worked can I still file a tax return to claim my daughter if I have no w-2

The money you hear about people getting for just filing a tax return claiming kids requires them to  have some earned income (wages or self employment). Without earned income, they are not eligible for the "refundable" Earned Income Credit or Additional Child Tax Credit.  Both credits are calculated on the amount of earned income you have. No earned income means no "refund". A small amount of earned income means a small refund. The child tax credit does not "kick in" unless you have at least $2500 of earned income.

 

A child can be the “qualifying child” dependent of any close relative in the household. If you live with someone else, e.g. your parents, it may be better if they claim your child.

Instead, you could allow the non-custodial parent to claim the children.  Non-custodial parents are allowed to claim the child tax credit, but not the Earned income credit.

 

If you are a student, over age 23, and are not claimed as a dependent by someone else (e.g. your parent) you may be eligible for the up to $1000 refundable American Opportunity (tuition) Credit. That credit is not dependent on having either kids or earned income. You must be at least a half time undergraduate student. There's even a loop hole available to claim the credit, if you are on scholarship.

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