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I started turbo tax as married filing jointly but haven't finalized the return, is there a way to go back and change the return to married filing separately?

 
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2 Replies
KrisD15
Expert Alumni

I started turbo tax as married filing jointly but haven't finalized the return, is there a way to go back and change the return to married filing separately?

Go back to the "Personal Info" section and go through that interview to change the filing status. 

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I started turbo tax as married filing jointly but haven't finalized the return, is there a way to go back and change the return to married filing separately?

You can.....but that will mean you and your spouse have TWO returns to prepare -- one for each of you.    With online TurboTax you get one return per fee, so you will each need an account and user ID--and pay for each one.

 

When you are in MY INFO, it asks if you were married in 2023.  Say YES.  Next it asks if you want to file together with your spouse--say NO.  Then it will prompt you to enter information about your spouse----name, date of birth, SSN.  You each will enter that information on your returns because the IRS will cross check to make sure you both follow all of the strict rules for filing separate returns.  If you are in a community property state it is more complicated.

 

When your spouse prepares their return --they have to do the same thing----answer those questions in MY INFO, enter your name, etc.

 

If you were legally married at the end of 2023 your filing choices are married filing jointly or married filing separately.

 

Married Filing Jointly is usually better, even if one spouse had little or no income. When you file a joint return, you and your spouse will get the married filing jointly standard deduction of $27,700 (+$1500 for each spouse 65 or older)  You are eligible for more credits including education credits, earned income credit, child and dependent care credit, and a larger income limit to receive the child tax credit. 

 

If you choose to file married filing separately, both spouses have to file the same way—either you both itemize or you both use standard deduction. Your tax rate will be higher than on a joint return.

 

 Some of the special rules for filing separately include: you cannot get earned income credit, education credits, adoption credits, or deductions for student loan interest. A higher percent of your Social Security benefits may be taxable. Your limit for SALT (state and local taxes and sales tax) will be only $5000 per spouse. In many cases you will not be able to take the child and dependent care credit. The amount you can contribute to a retirement account will be affected. If you live in a community property state, you will be required to provide additional information regarding your spouse’s income. ( Community property states:  AZ, CA, ID, LA, NV, NM, TX, WA, WI)

 

 If  you are using online TurboTax to prepare your returns, you will need to prepare two separate returns and pay twice since with online, you get one return per fee.

 

https://ttlc.intuit.com/questions/1894449-married-filing-jointly-vs-married-filing-separately

https://ttlc.intuit.com/questions/1901162-married-filing-separately-in-community-property-states

https://ttlc.intuit.com/questions/1894449-is-it-better-for-a-married-couple-to-file-jointly-or-separ...

 

 

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
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