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aabcasayuran
New Member

I’m not sure if my kids is under the marketplace insurance is it different from my employer insurance and Medicaid because they have Medicaid and as far as I know I have private insurance from my

 
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IsabellaG
Expert Alumni

I’m not sure if my kids is under the marketplace insurance is it different from my employer insurance and Medicaid because they have Medicaid and as far as I know I have private insurance from my

Neither Medicaid nor employer coverage is marketplace coverage, but both qualify as health care coverage, so you can respond "no" on the screen Was anyone covered by any of these plans in 2017?

The instructions for this screen, under "What if I'm not sure?" say:

If you're covered through your job or have health insurance through the VA or Tricare, your plan isn't a marketplace plan, but it still counts as health care coverage. You can answer "no" to the marketplace question.

If you enrolled in a plan directly through a health insurance provider (Blue Cross Blue Shield, Kaiser, etc.) you do not have a marketplace plan. You can answer "no" to the marketplace question.

If you are enrolled in a catastrophic plan or your state's Medicaid program (including CHIP) through the Marketplace, then you did NOT get a Marketplace plan. You can answer "no" to the marketplace question.

If you still are not sure, you can check your health plan member ID card to see if it has the name or logo of your state Marketplace or exchange on it, or if it says QHP. This stands for Qualified Health Plan, which is the official term for a Marketplace or exchange plan. If it doesn't, check with your health insurance plan carrier to see if your plan is a QHP. The contact info is usually on the back of your member ID card.

If you qualified for a tax credit discount that lowered your monthly premiums when you purchased the plan, then you got a Marketplace plan.

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