I have one W-2 and one 1099-INT. Why am I being forced to use TurboTax Deluxe?

[KeshaH]

You might be required to upgrade to TurboTax Deluxe if you:

- are itemizing your deductions (for example: mortgage interest, state taxes, medical expenses, charitable contributions)

- are claiming credits that require additional forms or schedules

- received interest in excess of $1,500, which requires a Schedule B

- have something on your W-2 that requires additional forms or schedules to be included with the return (such as HSA contributions or the retirement savings credit)

[lvharland]

I have $12 of bank interest on my 1099-INT. My W-2 is for less than $7000 in wages, and none of those conditions exist. I have tried deleting both the W-2 and 1099-INT and starting over, and it still forces me to use TurboTax Deluxe. 

[MayaD]

If you need to upgrade to claim the Saver's credit, follow the steps below to remove it :

• Login to your account.
• Select Federal from the left menu.
• Go to Deductions and Credits 
• Scroll down to Retirement savings contribution credit in the Retirement and Investments section
• Continue to the screen Retirement savings contribution credit and answer Yes to the question "Were you a full time student during any five month in 2020?"

You won't qualify for the credit if you check that you were a full time student.