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enochniu
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I had to reset my password and it asked me for my social security number to reset. I am in the middle of a home loan and wanted to make sure that my credit was not pulled

 
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I had to reset my password and it asked me for my social security number to reset. I am in the middle of a home loan and wanted to make sure that my credit was not pulled

If you use the "let's try another way" to verify your identity, the system pulls personal details from your credit report and asks you questions like, "what model car did you recently finance", on the theory that only the real you will know the answers.  This is called "knowledge based authentication" and is treated by the credit agencies as a "soft" inquiry, it does not show up on a credit report.

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